Life Insurance · Credit Life Cover

Protect Your Financial Future

This policy provides protection against specified covered events and can help protect outstanding financial obligations — so that an unexpected event does not place the burden of your loan repayments on the people who depend on you.

Cover linked to your outstanding loan
Straightforward 4% premium rate
Paid once over the loan period
Digital application and payment

Protection that follows your loanCover designed to sit alongside your borrowing commitment.

Product Overview

Life Insurance / Credit Life Cover

A protection product designed for borrowers. The cover is structured around the amount you have borrowed, making the cost of protection simple to understand and simple to pay.

Product Summary

Key details at a glance.

ProductLife Insurance / Credit Life Cover
Cover purposeTo provide protection against specified covered events and help protect outstanding financial obligations linked to your borrowing.
Key benefitsCover aligned to the amount borrowed · Fixed, transparent premium rate · Clear policy documentation · Digital application and payment journey.
EligibilityApplicants with an active loan or credit facility from a participating lender. Acceptance is subject to underwriting requirements and insurer approval.
Premium calculationThe premium is 4% of the amount borrowed, paid once over the loan period.
Policy processingOnce your application and payment confirmation are received, your submission enters verification. Policy issuance follows successful verification and underwriting approval.

Cost of Cover 4% of the Amount Borrowed

How your premium is calculated

The insurance premium is a single, straightforward percentage applied to the amount you have borrowed. It is paid once over the loan period.

4%

Of the amount borrowedThe premium is calculated as 4% of the total amount you have borrowed.

Paid once over the loan periodA single premium payment covering the life of your loan. No recurring deductions.

The actual premium and acceptance are subject to the applicable policy terms, underwriting requirements, and insurer approval.

Cover against specified events

Protection is triggered by the covered events defined in the policy terms and conditions.

Aligned to your borrowing

The premium scales directly with the amount borrowed, so the cost stays proportionate.

Handled confidentially

Your identification, health, and payment information are collected for assessment and policy administration only.

Ready to protect your financial future?

Continue to the secure checkout to provide your details, review your premium, and complete payment via Airtel Money.

Insurance Application

Please provide the information required to process your insurance application.

Personal Information

Step 1 of 4

Tell us who you are. Fields marked * are required.

First Name * Please enter your first name.

Second Name * Please enter your second name.

Country of Residence * Please select your country of residence.

NRC / National Identification Number * Used for identity verification during underwriting. Handled confidentially. Please enter your NRC or national identification number.

Details of the loan or credit facility linked to this cover.

Name of Bank or Lender * Please enter the name of your bank or lender.

Amount Borrowed * Please enter the amount borrowed.

Currency of Loan

USUSD — United States Dollar

INSURANCE PREMIUM (4% — PAID ONCE OVER LOAN PERIOD)—

Country where the loan was obtained * Please select the country where the loan was obtained.

Someone we can contact if needed in relation to this application.

Next of Kin Full Name * Please enter your next of kin's full name.

Relationship to Applicant * Please select a relationship.

Next of Kin Contact Number * Please enter a valid contact number (at least 7 digits).

These questions help us assess your application. Please answer honestly and completely.

Do you have any underlying disease or medical condition? *

Yes No

Please answer this question.

Please provide details * Please provide details of the condition.

Have you been hospitalized recently? *

Yes No

Please answer this question.

Hospitalization details * Please provide hospitalization details.

Approximate date * Please provide an approximate date.

Does your immediate family have a history of chronic disease? *

Yes No Not sure

Please answer this question.

Your information is collected for insurance assessment and policy administration and should be handled in accordance with applicable privacy and data-protection requirements.

Complete Your Payment

Send your premium, upload your confirmation screenshot, then submit for verification.

Amount Borrowed —

Premium (4%) —

          Total to Send
          —
          —
        

Jubilee Assurance is a product of WOLDE WOLDE Group

Your premium is received into the account of our parent company, WOLDE WOLDE Group, in Kenya. This is why the transfer is an international payment.

Choose Payment Method

Only Airtel Money is currently available

How to Pay via Airtel Money

Dial USSD CodeDial *115# on your phone, or alternatively use the Airtel Money app.
Select Send MoneyChoose the option to send money.
Choose International TransferSelect the International Transfer option, then select Kenya.
Enter Phone Number 254101834172 Recipient: WOLDE WOLDE Group
Enter Amount — —
Enter PIN & ConfirmEnter your Airtel Money PIN to confirm the transfer.

Recipient Number (Kenya) 254101834172 WOLDE WOLDE Group

Please note: Jubilee Assurance does not currently have a physical office in Zambia. Payments are sent to our account in Kenya, held by WOLDE WOLDE Group, the parent company of Jubilee. Once your payment is confirmed, your policy will be issued today.

Never enter your Airtel Money PIN on this website. We will never ask for it.

Payment Screenshot

Required

Upload your Airtel Money confirmation. This will appear on page 2 of your receipt.

Drop screenshot here

or browse from your device

JPG PNG PDF Max 5 MB

— —

Airtel Money Number * The Airtel Money number you used to send the payment. Please enter the Airtel Money number used for payment.

I confirm the payment information and screenshot submitted above are accurate.

Payment Successful

Your insurance payment has been successfully received and your payment record has been created.

Receipt Summary

Please retain this receipt. Your policy documentation will follow the applicable policy terms and underwriting requirements. The receipt includes your uploaded proof of payment on the second page.

Payment Pending Verification

Your payment confirmation has been submitted and is awaiting verification. Please keep your transaction confirmation until verification is complete.

Submission Summary

Payment Could Not Be Confirmed

We could not confirm the submitted payment at this time. Please review your payment details or contact support.

Submission Reference

Protect Your Financial Future

Life Insurance / Credit Life Cover

Product Summary

How your premium is calculated

Cover against specified events

Aligned to your borrowing

Handled confidentially

Ready to protect your financial future?

Insurance Application

Personal Information

Complete Your Payment

Choose Payment Method

How to Pay via Airtel Money

Payment Screenshot

Drop screenshot here

Payment Successful

Payment Pending Verification

Payment Could Not Be Confirmed

Contact Support